Get more care. Less paperwork. Better value.

Independent, practical help with Australia's aged care system. Find workers, manage claims, understand your funding and spend less time fighting bureaucracy.

Would rather talk to a person? Get personal help from Colin. The first 20 minutes are free.

How much care does the budget buy?

Support at Home gives each person a quarterly budget. Before anything is spent, 10% goes to the provider for care management. What's left pays for services, so the hourly rate decides how much care actually turns up.

Classification It's on the letter from My Aged Care. Not sure? Try 4.

The starting rates are only examples. Move them to your own numbers.

Classification 4 is $7,617.13 a quarter.

At $95 an hour

5.5 hours a week

At $66 an hour

8 hours a week

Same money, about 32 more hours of care a quarter.

An illustration, not a quote. It uses the quarterly budgets current at 01/07/2026 from health.gov.au, takes off the 10% for care management, and spreads the rest over 13 weeks. Your real hours also depend on the services you use, any contribution you pay, and what your provider agrees to.

The system should work for the people giving and getting care

CarePlan started in Mallacoota, while I was sorting out my mum's aged care. The money was there. Getting it turned into actual help was the hard part: finding local workers, getting them approved, and chasing invoices that came back over a single word.

Older Australians miss out on care they're entitled to because the system is confusing and the paperwork wears families down. The workers doing the real work wait weeks to be paid. This site is here to fix the bits we can.

Colin Dixon, Mallacoota

Colin's mum smiling in a red jacket at the lookout fence at Bastion Point, with the beach and ocean behind her.
Mum at Bastion Point, January 2025. She's the reason CarePlan exists. Photo: Colin Dixon
The budget is there, the care isn't
Money sits unspent because nobody can find a worker, or a quote is stuck waiting for approval. Finding and engaging a worker
The invoice comes back
A cleaner goes unpaid because the description wasn't worded the way the provider wanted. Check an invoice
Nobody knows where things are up to
Claims sit "in processing" and nobody's quite sure who has the ball. Track your claims
Drone panorama of Mallacoota township on its peninsula in the inlet, with sandbanks, bush and blue sky.
Mallacoota and the inlet from above, March 2025. Photo: Colin Dixon

Free guides, checked against the rules

All guides and tools
  1. Support at Home in plain English What Support at Home is, who can get it, how the budget works, and what you might pay. The place to start if aged care is new to you. Checked 22/10/2026. 7 minute read.
  2. How to apply for an aged care assessment, step by step The first step to Support at Home. How to apply online or by phone, what you'll need, and how to get ready for the assessor's visit. Checked 22/10/2026. 5 minute read.
  3. Self-managing: what you can do, and what your provider still has to do The government rules let you do far more yourself than many providers suggest. Here's the line between the rules and a provider's own policy. Checked 22/10/2026. 6 minute read.
  4. Finding and engaging an independent worker How to find a good local worker, what to check before they start, and how to get your provider to approve them. Checked 22/10/2026. 6 minute read.

Independent worker? Use free AI for the paperwork

Turn your week into an invoice, check it before you send it, and chase late payments politely, using free tools like ChatGPT, Gemini or Claude. Our free kit has the prompts, templates and privacy tips.

Read the guide Get the free kit

Rather someone just sorted it?

I can review a care budget or statement, find and line up local workers, prepare approval requests and claims, chase invoices that are stuck, and help workers set up invoicing that gets paid.

The first 20 minute chat is free. After that it's $88 an hour, charged in 15 minute blocks, and I'll quote a fixed price for bigger jobs before I start. Ask whether your provider can fund this help.

See how personal help works

Keep the guides free

The guides and tools are free for everyone and they'll stay that way. If they helped, you can chip in or become a supporter. It's voluntary and it isn't tax deductible.